Everything You Need To Know About Time Management

Most people each day end up not completing important tasks because they don’t know how to effectively manage their time. This can lead to much stress in your life due to not being able to get crucial things done. Then everything snowballs, and before you know it there is too much on your plate. That all changes today, because the following article is here to help you effectively manage your time, so keep on reading!

Take the time to truly understand deadlines to avoid having too many last minute emergencies. If you know something is looming, you’ll find that you’re behind on all of your tasks. On the other hand, if you keep up with the various deadlines, you are less likely to put aside one task to handle another that has become more urgent.

Create a list of all of the tasks you have for a day. Once you have the list, go through and prioritize each item on the list. If you get behind on the day, you can knock off something that is at the bottom of the list and reschedule it for another day.

In order to manage your time more wisely, prioritize your daily tasks. Tasks that are unimportant and time-consuming can take up a lot of your time during the day. Prioritizing all your tasks will help you spend more energy and time on those tasks that are more important to you.

Keep a journal of your days for a week or two. Include everything that you are doing during the day. Once you have compiled a list of all of your activities, you will be able to find where you are wasting time. This way, you can eliminate any unnecessary activities in the day.

Don’t dismiss the simplicity of a simple pocket sized planner with pages for you to write in appointments, birthdays, lists and other important things. People tend to rely too much on electronic gadgets to help them manage their lives but paper and pen can often be the most effective way to organize your thoughts.

If you’re constantly in a bind for time, start cutting people off. If you let them, your neighbors, co-workers and others will eat more time off the clock than you can afford. Learn how to say no or politely excuse yourself from conversations and other unnecessary situations so that you can devote quality time to your own priorities.

Put yourself first. Often, we find ourselves putting other people’s needs ahead of ours. Just realize that most of the stress from a poorly managed day is not getting your own business accomplished. Prioritize your needs and tasks and relieve some pressure. This will allow you to better focus on others’ needs when it is time.

Have a sit-down with yourself daily. The first half hour of your day is about strategy. You should build a list of priorities that balances your day. Do not overwhelm the list with more than your day can handle. If it is not a priority for today, consider it for tomorrow’s list and focus on higher priorities.

If you are having trouble managing your time and it is leading to stress in your life, you should try to cancel any routine meetings that do not have specific benefits for you. If you need to ask a superior if this acceptable, then ask them. Many hours are wasted sitting in routine meetings that have nothing to do with your abilities. Stop going to them and wasting time.

Put your phone on “Do Not Disturb” if you really need to be efficient with your time. Phone calls are one of the biggest barriers to time management. You hear that phone ring, and the immediate impulse is to stop everything to answer. This can add minutes, if not more, to your projects.

Multi-tasking is a wonderful ability, but many people do not do it. Use any time when you are waiting, such as waiting for food to cook, to take care of another small task. For instance, you might set the table or clean your kitchen counter while watching that a pot does not boil over.

Reward yourself. Sometimes it is hard to stay on task for the amount of time that you need to. Set a time limit that you will work and once that time has passed, give yourself a reward. It could be anything you enjoy such as going for a walk or taking a short nap.

After reading the above article, your life will be a lot less stressful after taking in these great time management tips. You don’t have to let important things pile up on you at the last minute, now that you have an understanding on how to organize your day. Keep learning, and soon you will see your days becoming much easier to manage.

I found this YouTube to be helpful getting my time back under control:


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Planning For Your Retirement: Stategies That Work

A great retiremnt is a fantasy of most. It is possible, no matter your current situation. Do you have any idea of what needs to be done to achieve your retirement goals? Here are some ideas to help you figure out what you need to do.

Determine the costs you will face after you retire. Studies have shown that most Americans need about 75 percent of what they make in income to help them when they retire. That means 75 percent of what you’re earning at this time. Workers that have lower incomes should figure they need to require around 90 percent.

Stick to a strict budget as you enter retirement, in order to keep your financial house in order. Even slight variations can destroy all the plans you’ve laid out for the golden years, because nothing is getting cheaper. Consult with a financial adviser if necessary, but make sure you adhere to a wise plan with money.

Start saving for retirement as early as you are able. The earlier you start saving, the better. Every little bit helps. The longer you have that money in a savings account, the more it can grow. How much you have saved will make a huge difference when you actually do retire.

Begin by saving as much as you can. True, as time goes on you can save a little at a time and it will help, but you should start things off as health as possible. The more you invest to begin with, the more money you will earn over time.

Make realistic plans and set realistic goals for your retirement. Don’t set your sights unrealistically high, and be honest about how much you are going to need to maintain your standard of living. Sit down and plan a budget for yourself. Based on that, determine how much you will need before you can retire.

Learn some interesting hobbies that you can continue when you retire. You will have a lot of time on your hands during your golden years. Hobbies and classes will keep your mind sharp and energy going. Something like art and photography are popular choices because they are not too physically demanding.

Make sure that you stay in touch with your friends during retirement. When you were working, a majority of your socialization came from the workplace. However, after you retire, you will not have that any more. To make your days more interesting, spend more time doing things with your friends.

You can automate your savings! Most things today can be automated and your retirement savings are the same way. Automated options help you make those investments when you just seem to forget. This will allow your nest egg to start growing without you wasting any time thinking about it. This is a great idea for any smart saver.

As you plan for retirement, don’t just think about money. Also consider where you want to live, if you want to travel, what sort of medical costs you may have, and if you want to live luxuriously or more frugally. All of this will affect how much money you need.

Diversify your retirement savings. Do not put all of it into bonds or stocks alone. Always keep some in bonds, but do slant more towards stocks the younger you are. Even within stocks, there are further options ranging from conservative dividend producing stocks to more risky but growth oriented value stocks.

Do not depend on Social Security to cover your cost of living. You get about 40% of what you were making, but that certainly won’t cover the bills. You will need at least 70 percent of your current salary to live comfortably.

Avoid making assumptions about retirement, because things rarely turn out the way we plan. Seek the advice of a qualified professional, and put your financial house in order long before you actually stop working. Most people think they’ve got plenty saved up, but it all goes very quickly, and they usually find themselves unprepared!

If you are retired and looking to downsize, consider looking into a retirement community. These communities offer a variety of amenities to retirees such as pools, entertainment, exercise classes and even medical facilities on-site. A retirement community is also a great place to meet new people and make friends, especially if you often feel lonely.

It is very important for you to know whether or not your retirement benefits have been vested. No matter what, you are able to receive the money you have given to the retirement account of your workplace. However, you may not get the share that your employer put in if you are not vested.
The “Money” section of CNN has a great resource on this topic, check it out here: http://money.cnn.com/retirement/guide/

You can now more strongly develop your retirement plan after reading this expert advice. Don’t forget to actually apply the tips you’ve learned here today. You must plan well to ensure your retirement is enjoyable.

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